New · 2025 Prospectuses Available
— Five strategies, up to 112% annual return ·
Capital Preserver · Balanced Growth · Real Estate Trust · Private Wealth Index · Aggressive Equity
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Resources
2025 Investment Strategy Prospectuses
Every Halofinity strategy is documented in a full legally binding prospectus. Download the PDF for any strategy directly — no account required.
Q4 2025 Edition
5 Strategies
Independently Audited
No Registration Required
Instant PDF Download
Full Strategy Detail
APY ranges, fees, lock mechanics, exit terms, and risk disclosures — all in one document.
Independently Audited
All data verified against quarterly independent audits. Published within 15 business days of completion.
Q4 2025 Edition
Most recent edition — current APY rates, fees, and portfolio allocation methodology.
Instant Download
No account or registration needed. Each PDF is print-ready and legally formatted.
All Strategies
Download Any Prospectus
Document Structure
What Every Prospectus Contains
All five prospectuses follow an identical structure so investors can compare strategies on a like-for-like basis. Each document is independently reviewed and approved before publication.
01
Strategy Overview & Investment Thesis
Plain-language description of the strategy, target asset classes, capital deployment approach, and market conditions it is designed to perform in.
02
APY Structure & Lock Period Mechanics
Full APY breakdown for every lock structure — Flexible, Fixed Quarter (90-day and 6-month), and Annual. Accrual methodology and payout schedule confirmed in writing.
03
Fee Schedule & Cost Transparency
Annual management fee, deduction method (monthly pro-rated from yield), early exit fee rates per lock tier, and confirmation of no entry or deposit fees.
04
Risk Disclosures & Investor Suitability
Capital, liquidity, currency, and regulatory change risk — each fully explained. Includes suitability guidance for investor experience level.
05
Historical Performance & Audit References
Verified delivered APY per year since launch, compared against stated target. Cross-referenced to the relevant quarterly audit report.
06
Investor Rights & Dispute Resolution
Early unlock request procedure, account closure rights, GDPR data access rights, formal complaint procedure, and 28-day escalation pathway.
07
Portfolio Allocation & Methodology
Capital allocation across asset categories, rebalancing frequency, manager discretion thresholds, and benchmark assessment index.
08
Year-on-Year Growth Charts & Projections
Compounded growth charts for a simulated $10,000 position over 3 years across all lock tiers — lower, mid, and upper APY scenarios.
How to Use These Documents
Reading a Prospectus Before You Invest
Read the full prospectus for any strategy before opening a position. Here is what to look for.
Things to Confirm Before Investing
- The APY rate for your chosen lock tier — confirm it matches what the platform shows at position opening
- The management fee — pro-rated monthly from accrued yield, never from principal
- The early exit fee for the lock structure you are choosing
- The minimum investment — ensure your allocation meets or exceeds the stated threshold
- The risk profile — ensure it matches your experience and tolerance
- The payout schedule — monthly or at maturity depending on lock tier
- The audit reference — confirm the most recent audit is within the past 12 months
Important Notes on These Documents
- These prospectuses are legally binding on both Halofinity and the investor — keep a copy of the edition in force when you open your position
- APY ranges reflect confirmed rates as of the publication date — the exact rate is locked when your position opens
- Always download the current edition from this page, not from cached or third-party sources
- Historical performance data is verified and audited — past performance does not guarantee future outcomes
- Halofinity notifies all active investors at least 30 days before any change to terms or fees takes effect
- Intended for individual investor use — redistribution for commercial purposes requires written consent
Read the Prospectus. Then Open a Position.
Everything you need to make an informed decision is in these documents. When you are ready, opening an account takes under five minutes.