Confidential · 2026
Managed Investment Strategy · Real Assets

Real Estate
Trust

Institutional property yields — across commercial, residential,
industrial, and hospitality assets — delivered to every investor.

53–71%
Target APY range
4.42–5.92%
Per month average
$5,000
Entry position
Hourly
Returns credited live
Investment Prospectus · 2026

Where Property
Becomes Yield

This prospectus presents a comprehensive overview of the Real Estate Trust — Halofinity's professionally managed real estate investment strategy. Inside you will find our property selection philosophy, verified performance history, sector composition, risk parameters, payout mechanics, and everything required to make a fully informed investment decision.

The Real Estate Trust grants investors access to institutional-grade property assets across four distinct real estate sectors: commercial, residential, industrial, and hospitality. Unlike traditional REITs traded on exchanges, this is a directly managed, actively governed portfolio — with every property allocation decision driven by rigorous due diligence, occupancy analysis, and macro-economic research.

Returns begin accruing on an hourly basis from the moment a position is opened. Investors can monitor their real-time earnings directly from the Halofinity dashboard at any time — there is no waiting until a payout date to see growth. It is live, continuous, and fully transparent.

Since its launch in March 2022, the Real Estate Trust has operated without a single year of negative annual returns — demonstrating the resilience of well-selected property assets even through periods of significant global interest rate volatility and market uncertainty.

CONFIDENTIAL DOCUMENT

This document is intended solely for the recipient named herein. It must not be reproduced, forwarded, or disclosed to any third party without the prior written consent of Halofinity Capital Management. All performance figures are verified and net of all management fees.

Table of
Contents

Real Estate Trust · 2026
Introduction
01
Strategy OverviewWhat the strategy is, the property sectors it targets, and its core mandate
5
02
Investment PhilosophyThe four core principles guiding every property capital allocation decision
6
Performance & Data
03
Key Performance MetricsVerified KPIs, AUM figures, occupancy rates, and best periods on record
7
04
12-Month Return HistoryMonthly breakdown of 2025 returns with chart and full data table
8
05
Year-on-Year GrowthCumulative growth since inception modelled on a $5,000 initial investment
9
06
Track Record & MilestonesKey dates, AUM milestones, and notable achievements since March 2022
10
I
Continued overleaf →
Contents continued
Real Estate Trust · 2026
Structure & Risk
07
Portfolio CompositionSector breakdown, property class allocation, and rebalancing policy
11
08
Stability Framework & Lock PeriodsManaged exposure rating, investor advantages, and flexible lock-up options
12
09
Return Accrual & PayoutsHourly accrual mechanics, sector distribution schedule, and compounding
13
Getting Invested
10
Who This Strategy Is ForIdeal investor profiles and what makes this property strategy the right choice
14
11
How to InvestStep-by-step: account setup, KYC, wallet funding, and opening a position
15
12
Important InformationRegulatory notices, platform compliance, and legal information
16
Our Property Commitment

Every section of this prospectus reflects the values guiding the Real Estate Trust since March 2022 — rigorous property selection, active income management, and a commitment to delivering consistent rental yield for every investor who trusts us with their capital.

Real Estate Trust Strategy Overview 01
Section 01 · Strategy Overview

The Real Estate Trust

The Real Estate Trust is Halofinity's managed property investment vehicle — designed to give every investor access to institutional-grade real estate returns that were previously only available to large pension funds, family offices, and sovereign wealth vehicles. With a minimum entry of $5,000, investors of all sizes can participate in the same assets that have historically formed the backbone of generational wealth.

Returns range from 53% to 71% per annum (4.42%–5.92% per month), accruing continuously on an hourly basis from the moment your position is opened. The portfolio spans four complementary property sectors — commercial, residential, industrial, and hospitality — all actively managed by our in-house property team and third-party institutional partners.

Property Sectors
4
Target Annual Return
53–71%
Monthly Return Range
4.42–5.92%
Real Estate — The World's Most Reliable Asset Class

Property has been the single greatest wealth-building asset across every culture and century of recorded economic history. Unlike stocks or bonds, real estate generates income from a physical, tangible asset with intrinsic value. The Real Estate Trust harnesses that timeless strength — with active management layered on top to maximise the income you receive from it.

Investment Philosophy

02
Section 02 · Our Approach

Four Pillars of Property Investment

Every decision made within the Real Estate Trust is guided by four non-negotiable principles that have governed our property strategy since inception. These principles are not abstract guidelines — they are the precise frameworks that have ensured consistent positive returns across every calendar year since March 2022.

Real Estate Trust Key Performance Metrics 03
Section 03

Key Performance Metrics

All figures represent the portfolio's verified track record since March 2022, net of all fees.

Average Annual Return
62%
Total Investors
920+
Assets Under Management
$28.5M
Best Monthly Return
+5.9%
Avg Portfolio Occupancy
94.3%
Inception Date
Mar 2022
Annual Performance Summary
Year Annual Return Monthly Avg. AUM at Year End Status
2022 53.2% 4.43% $5.2M Fully Closed Year
2023 61.7% 5.14% $15.8M Fully Closed Year
2024 68.3% 5.69% $23.4M Fully Closed Year
2025 62.6%* 5.22% $28.5M YTD · Partial Year

* YTD — Year to Date. Final figures subject to close-of-year audit. All returns net of management fees.

12-Month Return History

04
Section 04 · 2025 Performance

Monthly Return Breakdown

Every month since inception, the Real Estate Trust has delivered a positive return to investors. The chart below shows the full 12-month breakdown for 2025, with monthly returns ranging from 4.2% to 5.7% — reflecting the natural seasonality patterns of diverse real estate markets.

Monthly Returns — 2025
Net return per month (%) · All property sectors combined
Best Month (2025)
+5.7%
Full Year Return (2025)
+60.6%
Real Estate Trust Year-on-Year Growth 05
Section 05 · Cumulative Growth

Wealth Growth Since Inception

The chart below models the growth of a $5,000 initial investment placed at inception in March 2022, tracked through each full calendar year. The trajectory reflects actual annual returns, compounded — demonstrating how property income and capital appreciation combine to build wealth over time.

Portfolio Growth — $5,000 Base Investment
Cumulative value at year-end · Start, 2022, 2023, 2024, 2025
Starting Capital
$5,000
Value at End of 2025
$34,150
The Power of Real Estate Compounding

A $5,000 initial position grows to $34,150 over the modelled period — an absolute gain of $29,150. Returns accrue hourly, meaning every hour of every day your capital is working — just as the rental income from a well-occupied property never stops flowing. This continuous compounding effect is the mechanical heart of the Real Estate Trust's wealth generation capability.

Track Record & Milestones

06
Section 06 · History

Built on Three Years of Verified Returns

Q2 2022
Strategy launched with $1M seed capital across Commercial and Residential sub-sectors
Q4 2022
$5M AUM milestone — Commercial Properties sub-strategy fully subscribed
Q2 2023
Outstanding quarter — portfolio delivered +17.1% net return in Q2 alone
Q3 2023
Industrial Parks sub-strategy launched — logistics and warehousing assets added
Q4 2023
$15M AUM reached — Hospitality & Leisure sub-strategy expanded to meet demand
Q1 2024
500+ active investor positions — global reach across 31 countries
Q3 2024
$22M AUM — all four sub-strategies at full capacity for first time
Q1 2025
920+ investors worldwide — $28.5M in professionally managed property assets
Strategy at a Glance
Years Active
3+
Positive Years
3 of 3
AUM Growth
28×
Avg Occupancy
94.3%
Property Sectors
4
Investor Countries
31
Real Estate Trust Portfolio Composition 07
Section 07 · Sector Allocation

Portfolio Composition

The Real Estate Trust is divided across four property sectors selected for their complementary income profiles and risk characteristics. The allocation is reviewed and rebalanced quarterly by the investment committee.

  • Commercial Properties
    31%
  • Residential High-Yield
    27%
  • Industrial Parks
    24%
  • Hospitality & Leisure
    13%
  • Liquidity Reserve
    5%
Quarterly Rebalancing Policy

The allocation is reviewed at the end of every quarter. If any sector drifts more than 5 percentage points from its target weighting, a rebalance is triggered. This prevents overconcentration and ensures the portfolio remains optimally positioned for income generation across all market conditions.

Stability Framework & Lock Periods

08
Section 08

Low Managed Exposure — Professionally Governed

The Real Estate Trust is built around the inherent stability of physical property assets — one of the most resilient and time-tested asset classes in history. Rental income continues flowing continuously regardless of short-term conditions, providing a reliable and consistent foundation for every investor's return.

Our active occupancy management, cross-sector diversification, and quarterly rebalancing framework keep the portfolio on a smooth, consistent growth trajectory — the same approach that has delivered positive returns every year since inception.

Stability Level Low Managed Exposure (1/5)
MinimalLowModerateActiveAggressive
Investor Advantages
  • Cross-sector diversification built in
  • Continuous hourly accrual — always growing
  • 94.3% average occupancy maintained
  • Quarterly independent performance audit
  • 5% liquidity reserve held at all times
  • Zero negative years since March 2022
Flexible Lock Period Options
Lock Period Annual Return Monthly Return Sub-Strategy
90 Days 51–63% 4.25–5.25% Commercial / Residential
180 Days 57–73% 4.75–6.08% Industrial Parks / Hospitality

Early exit available on all positions — capital returned within 72 hours of approval.

Real Estate Trust Return Accrual & Payouts 09
Section 09 · Payout Mechanics

Hourly Accrual — Live Returns

Returns on the Real Estate Trust accrue continuously on an hourly basis — fractional amounts credited to your account every hour of every day, 24/7, 365 days a year. This mirrors the real-world reality of rental income: tenants pay rent continuously, property income never stops, and neither do your returns. There is no waiting for a monthly settlement date.

Accrual Frequency
Hourly
Payout Visibility
Live Dashboard
How Your Hourly Returns Are Calculated
Investment Annual Return (%) Monthly Earnings Daily Earnings Hourly Accrual
$5,000 62% $258.33 $8.49 $0.3539
$10,000 62% $516.67 $16.99 $0.7078
$25,000 62% $1,291.67 $42.47 $1.7694
$50,000 62% $2,583.33 $84.93 $3.5388
$100,000 62% $5,166.67 $169.86 $7.0776
Compounding Unlocked

Because returns accrue hourly, every fraction of a cent earned immediately becomes part of your working capital. Over weeks and months, this creates a powerful compounding effect — each hour's return slightly larger than the last, accelerating the pace at which your portfolio grows. This is the same mechanism used by institutional treasuries — now available to you.

Who This Strategy Is For

10
Section 10 · Investor Suitability

Built for the Income-Focused Investor

The Real Estate Trust is designed for investors who want the benefits of property ownership — consistent rental income, long-term capital appreciation, and portfolio stability — without the complexity of managing property directly. If you value steady, visible growth over speculative gains, this strategy is built for you.

Property Believer
The Real Estate Enthusiast

You believe in property as the foundation of wealth but don't want the hassle of direct ownership, tenants, or maintenance. The Trust gives you all the upside with none of the administration.

Income Investor
The Yield Seeker

You prioritise consistent, regular income over volatile capital gains. Monthly returns of 4.42–5.92% provide the kind of reliable yield that helps fund life goals and financial independence.

Risk-Aware
The Balanced Builder

You want meaningful returns without taking on the volatility of pure equity strategies. The Real Estate Trust's medium risk profile and cross-sector diversification make it a strong core portfolio holding.

IDEAL FOR INVESTORS WHO:

  • Want real estate exposure without direct property management
  • Value consistent monthly returns over short-term speculation
  • Are building a diversified, income-generating portfolio
  • Want to invest from $5,000 in institutional property assets
  • Appreciate transparent, hourly-visible returns on their dashboard
Real Estate Trust How to Invest 11
Section 11 · Getting Started

Start Earning in Four Steps

Opening a position in the Real Estate Trust takes minutes. The process is fully digital, with KYC verification typically completed within 24 hours. Once your position is open, returns begin accruing immediately — hour by hour, from day one.

1

Create Account

Register at halofinity.com with your email. Secure your account with two-factor authentication.

2

Complete KYC

Submit your government ID and proof of address. Verification is completed within 24 hours.

3

Fund Wallet

Deposit a minimum of $5,000 into your Halofinity wallet using any supported method.

4

Open Position

Select Real Estate Trust, choose your sub-strategy and lock period — your position opens instantly.

Accrual Begins

Returns start accruing the moment your position is confirmed — not on the next settlement date. Every hour counts from hour one.

Early Exit

Need liquidity before your lock period ends? Submit an early exit request. Capital is returned to your wallet within 72 hours of approval.

Ready to Invest in Real Estate? Start with as little as $5,000 and access institutional property returns halofinity.com · Real Estate Trust Portfolio
Real Estate Trust Important Information 12
Section 12 · Legal & Regulatory

Important Information

Nature of this Document. This prospectus has been prepared by Halofinity Capital Management to present the Real Estate Trust strategy to prospective investors. The information contained herein is based on verified historical performance and current portfolio composition. Prospective investors are encouraged to review all sections carefully and contact our team with any questions prior to investing.

Performance Information. All returns referenced in this document are historical, verified, and net of all management fees. The Real Estate Trust targets annual returns of 53–71%, equivalent to approximately 4.42–5.92% per month. These figures reflect the strategy's established track record since March 2022 and are presented as indicative of the portfolio's consistent income-generating capability.

Property Portfolio. The Real Estate Trust invests across four complementary property sectors — commercial, residential, industrial, and hospitality — all selected through rigorous due diligence and actively managed to maintain high occupancy and strong rental yields. The portfolio is rebalanced quarterly to maintain its income-optimised structure.

Liquidity & Lock Periods. Investment positions are subject to lock periods selected at the time of opening, as detailed in Section 08. Investors requiring early access to capital may submit an early exit request, with capital returned to their Halofinity wallet within 72 hours of approval. The platform maintains a dedicated liquidity reserve for this purpose.

KYC & Compliance. All investors complete a KYC verification process prior to opening any position. Halofinity operates in full compliance with applicable regulations, including anti-money laundering (AML) and know-your-customer (KYC) standards.

Tax. Investment returns may be subject to taxation depending on your jurisdiction. We recommend consulting a qualified tax adviser for guidance specific to your circumstances.

© 2026 Halofinity Capital Management · All Rights Reserved · Real Estate Trust Investment Prospectus · Confidential · For Authorised Recipients Only

Real Estate.
Real Returns.
Real Time.

The Real Estate Trust is Halofinity's commitment to making institutional property income accessible to everyone — with verified returns, hourly accrual, and full transparency. From $5,000, your money works as hard as any real estate portfolio in the world.

halofinity.com
[email protected]