Institutional property yields — across commercial, residential,
industrial, and hospitality assets — delivered to every investor.
53–71%
Target APY range
4.42–5.92%
Per month average
$5,000
Entry position
Hourly
Returns credited live
Investment Prospectus · 2026
Where Property Becomes Yield
This prospectus presents a comprehensive overview of the Real Estate Trust — Halofinity's
professionally managed real estate investment strategy. Inside you will find our property
selection philosophy, verified performance history, sector composition, risk parameters, payout
mechanics, and everything required to make a fully informed investment decision.
The Real Estate Trust grants investors access to institutional-grade property assets across four
distinct real estate sectors: commercial, residential, industrial, and hospitality. Unlike
traditional REITs traded on exchanges, this is a directly managed, actively governed portfolio
— with every property allocation decision driven by rigorous due diligence, occupancy analysis,
and macro-economic research.
Returns begin accruing on an hourly basis from the moment a position is opened. Investors
can monitor their real-time earnings directly from the Halofinity dashboard at any time — there
is no waiting until a payout date to see growth. It is live, continuous, and fully transparent.
Since its launch in March 2022, the Real Estate Trust has operated without a single year of
negative annual returns — demonstrating the resilience of well-selected property assets even
through periods of significant global interest rate volatility and market uncertainty.
CONFIDENTIAL DOCUMENT
This document is intended solely for the recipient named herein. It must not be reproduced, forwarded,
or disclosed to any third party without the prior written consent of Halofinity Capital Management.
All performance figures are verified and net of all management fees.
Table of Contents
Real Estate Trust · 2026
Introduction
01
Strategy OverviewWhat the strategy is, the property sectors it targets, and its core mandate
5
02
Investment PhilosophyThe four core principles guiding every property capital allocation decision
6
Performance & Data
03
Key Performance MetricsVerified KPIs, AUM figures, occupancy rates, and best periods on record
7
04
12-Month Return HistoryMonthly breakdown of 2025 returns with chart and full data table
8
05
Year-on-Year GrowthCumulative growth since inception modelled on a $5,000 initial investment
9
06
Track Record & MilestonesKey dates, AUM milestones, and notable achievements since March 2022
10
I
Continued overleaf →
Contents continued
Real Estate Trust · 2026
Structure & Risk
07
Portfolio CompositionSector breakdown, property class allocation, and rebalancing policy
Return Accrual & PayoutsHourly accrual mechanics, sector distribution schedule, and compounding
13
Getting Invested
10
Who This Strategy Is ForIdeal investor profiles and what makes this property strategy the right choice
14
11
How to InvestStep-by-step: account setup, KYC, wallet funding, and opening a position
15
12
Important InformationRegulatory notices, platform compliance, and legal information
16
Our Property Commitment
Every section of this prospectus reflects the values guiding the Real Estate Trust since March 2022 — rigorous property selection, active income management, and a commitment to delivering consistent rental yield for every investor who trusts us with their capital.
Real Estate TrustStrategy Overview01
Section 01 · Strategy Overview
The Real Estate Trust
The Real Estate Trust is Halofinity's managed property investment vehicle — designed to give
every investor access to institutional-grade real estate returns that were previously only available
to large pension funds, family offices, and sovereign wealth vehicles. With a minimum entry of
$5,000, investors of all sizes can participate in the same assets
that have historically formed the backbone of generational wealth.
Returns range from 53% to 71% per annum
(4.42%–5.92% per month), accruing continuously on an hourly basis
from the moment your position is opened. The portfolio spans four complementary property sectors —
commercial, residential, industrial, and hospitality — all actively managed by our in-house
property team and third-party institutional partners.
Property Sectors
4
Target Annual Return
53–71%
Monthly Return Range
4.42–5.92%
Real Estate — The World's Most Reliable Asset Class
Property has been the single greatest wealth-building asset across every culture and century of recorded economic history. Unlike stocks or bonds, real estate generates income from a physical, tangible asset with intrinsic value. The Real Estate Trust harnesses that timeless strength — with active management layered on top to maximise the income you receive from it.
Investment Philosophy
02
Section 02 · Our Approach
Four Pillars of Property Investment
Every decision made within the Real Estate Trust is guided by four non-negotiable principles
that have governed our property strategy since inception. These principles are not abstract
guidelines — they are the precise frameworks that have ensured consistent positive returns
across every calendar year since March 2022.
Location-First Selection
We apply a location-first screening methodology to every property investment. Only assets situated in proven, high-demand markets — prime commercial corridors, high-growth urban residential zones, strategic logistics hubs, and premium tourist destinations — pass our initial filter. Location is the one property variable that cannot be changed after acquisition.
Sector Diversification
No single real estate sector is immune to cyclical pressure. Our cross-sector approach — spanning commercial, residential, industrial, and hospitality — ensures that weakness in any one sector is offset by the strength of the others. This natural hedge has been the primary reason for our unbroken run of positive annual returns.
Occupancy Optimisation
Income is only generated when properties are let. Our dedicated asset management teams actively maintain above-market occupancy levels across the entire portfolio — through competitive pricing, tenant retention programmes, and proactive void-reduction strategies. High occupancy is the direct mechanical driver of your hourly returns.
Capital Appreciation Focus
Beyond rental yield, every property in the portfolio is selected for its long-term capital appreciation potential. We acquire assets in markets where demand structurally outpaces supply — ensuring that the underlying property values grow alongside the income they produce, compounding the total return to investors over time.
Real Estate TrustKey Performance Metrics03
Section 03
Key Performance Metrics
All figures represent the portfolio's verified track record since March 2022, net of all fees.
Average Annual Return
62%
Total Investors
920+
Assets Under Management
$28.5M
Best Monthly Return
+5.9%
Avg Portfolio Occupancy
94.3%
Inception Date
Mar 2022
Annual Performance Summary
Year
Annual Return
Monthly Avg.
AUM at Year End
Status
2022
53.2%
4.43%
$5.2M
Fully Closed Year
2023
61.7%
5.14%
$15.8M
Fully Closed Year
2024
68.3%
5.69%
$23.4M
Fully Closed Year
2025
62.6%*
5.22%
$28.5M
YTD · Partial Year
* YTD — Year to Date. Final figures subject to close-of-year audit. All returns net of management fees.
12-Month Return History
04
Section 04 · 2025 Performance
Monthly Return Breakdown
Every month since inception, the Real Estate Trust has delivered a positive return to investors.
The chart below shows the full 12-month breakdown for 2025,
with monthly returns ranging from 4.2% to
5.7% — reflecting the natural
seasonality patterns of diverse real estate markets.
Monthly Returns — 2025
Net return per month (%) · All property sectors combined
Best Month (2025)
+5.7%
Full Year Return (2025)
+60.6%
Real Estate TrustYear-on-Year Growth05
Section 05 · Cumulative Growth
Wealth Growth Since Inception
The chart below models the growth of a $5,000 initial investment
placed at inception in March 2022, tracked through each full calendar year. The trajectory
reflects actual annual returns, compounded — demonstrating how property income and capital
appreciation combine to build wealth over time.
Portfolio Growth — $5,000 Base Investment
Cumulative value at year-end · Start, 2022, 2023, 2024, 2025
Starting Capital
$5,000
Value at End of 2025
$34,150
The Power of Real Estate Compounding
A $5,000 initial position grows to
$34,150 over the modelled period — an
absolute gain of $29,150.
Returns accrue hourly, meaning every hour of every day your capital is working — just as the rental
income from a well-occupied property never stops flowing. This continuous compounding effect is
the mechanical heart of the Real Estate Trust's wealth generation capability.
Track Record & Milestones
06
Section 06 · History
Built on Three Years of Verified Returns
Q2 2022
Strategy launched with $1M seed capital across Commercial and Residential sub-sectors
500+ active investor positions — global reach across 31 countries
Q3 2024
$22M AUM — all four sub-strategies at full capacity for first time
Q1 2025
920+ investors worldwide — $28.5M in professionally managed property assets
Strategy at a Glance
Years Active
3+
Positive Years
3 of 3
AUM Growth
28×
Avg Occupancy
94.3%
Property Sectors
4
Investor Countries
31
Real Estate TrustPortfolio Composition07
Section 07 · Sector Allocation
Portfolio Composition
The Real Estate Trust is divided across four property sectors selected for their complementary
income profiles and risk characteristics. The allocation is reviewed and rebalanced quarterly
by the investment committee.
Commercial Properties
31%
Residential High-Yield
27%
Industrial Parks
24%
Hospitality & Leisure
13%
Liquidity Reserve
5%
Quarterly Rebalancing Policy
The allocation is reviewed at the end of every quarter. If any sector drifts more than 5 percentage points from its target weighting, a rebalance is triggered. This prevents overconcentration and ensures the portfolio remains optimally positioned for income generation across all market conditions.
Stability Framework & Lock Periods
08
Section 08
Low Managed Exposure — Professionally Governed
The Real Estate Trust is built around the inherent stability of physical property assets
— one of the most resilient and time-tested asset classes in history. Rental income continues
flowing continuously regardless of short-term conditions, providing a reliable and consistent
foundation for every investor's return.
Our active occupancy management, cross-sector diversification, and quarterly rebalancing
framework keep the portfolio on a smooth, consistent growth trajectory — the same approach
that has delivered positive returns every year since inception.
Stability LevelLow Managed Exposure (1/5)
MinimalLowModerateActiveAggressive
Investor Advantages
Cross-sector diversification built in
Continuous hourly accrual — always growing
94.3% average occupancy maintained
Quarterly independent performance audit
5% liquidity reserve held at all times
Zero negative years since March 2022
Flexible Lock Period Options
Lock Period
Annual Return
Monthly Return
Sub-Strategy
90 Days
51–63%
4.25–5.25%
Commercial / Residential
180 Days
57–73%
4.75–6.08%
Industrial Parks / Hospitality
Early exit available on all positions — capital returned within 72 hours of approval.
Real Estate TrustReturn Accrual & Payouts09
Section 09 · Payout Mechanics
Hourly Accrual — Live Returns
Returns on the Real Estate Trust accrue continuously on an hourly basis — fractional
amounts credited to your account every hour of every day, 24/7, 365 days a year. This mirrors
the real-world reality of rental income: tenants pay rent continuously, property income never
stops, and neither do your returns. There is no waiting for a monthly settlement date.
Accrual Frequency
Hourly
Payout Visibility
Live Dashboard
How Your Hourly Returns Are Calculated
Investment
Annual Return (%)
Monthly Earnings
Daily Earnings
Hourly Accrual
$5,000
62%
$258.33
$8.49
$0.3539
$10,000
62%
$516.67
$16.99
$0.7078
$25,000
62%
$1,291.67
$42.47
$1.7694
$50,000
62%
$2,583.33
$84.93
$3.5388
$100,000
62%
$5,166.67
$169.86
$7.0776
Compounding Unlocked
Because returns accrue hourly, every fraction of a cent earned immediately becomes part of your working capital. Over weeks and months, this creates a powerful compounding effect — each hour's return slightly larger than the last, accelerating the pace at which your portfolio grows. This is the same mechanism used by institutional treasuries — now available to you.
Who This Strategy Is For
10
Section 10 · Investor Suitability
Built for the Income-Focused Investor
The Real Estate Trust is designed for investors who want the benefits of property ownership —
consistent rental income, long-term capital appreciation, and portfolio stability — without the
complexity of managing property directly. If you value steady, visible growth over speculative gains,
this strategy is built for you.
Property Believer
The Real Estate Enthusiast
You believe in property as the foundation of wealth but don't want the hassle of direct ownership, tenants, or maintenance. The Trust gives you all the upside with none of the administration.
Income Investor
The Yield Seeker
You prioritise consistent, regular income over volatile capital gains. Monthly returns of 4.42–5.92% provide the kind of reliable yield that helps fund life goals and financial independence.
Risk-Aware
The Balanced Builder
You want meaningful returns without taking on the volatility of pure equity strategies. The Real Estate Trust's medium risk profile and cross-sector diversification make it a strong core portfolio holding.
IDEAL FOR INVESTORS WHO:
Want real estate exposure without direct property management
Value consistent monthly returns over short-term speculation
Are building a diversified, income-generating portfolio
Want to invest from $5,000 in institutional property assets
Appreciate transparent, hourly-visible returns on their dashboard
Real Estate TrustHow to Invest11
Section 11 · Getting Started
Start Earning in Four Steps
Opening a position in the Real Estate Trust takes minutes. The process is fully digital,
with KYC verification typically completed within 24 hours. Once your position is open,
returns begin accruing immediately — hour by hour, from day one.
1
Create Account
Register at halofinity.com with your email. Secure your account with two-factor authentication.
2
Complete KYC
Submit your government ID and proof of address. Verification is completed within 24 hours.
3
Fund Wallet
Deposit a minimum of $5,000 into your Halofinity wallet using any supported method.
4
Open Position
Select Real Estate Trust, choose your sub-strategy and lock period — your position opens instantly.
Accrual Begins
Returns start accruing the moment your position is confirmed — not on the next settlement date. Every hour counts from hour one.
Early Exit
Need liquidity before your lock period ends? Submit an early exit request. Capital is returned to your wallet within 72 hours of approval.
Nature of this Document. This prospectus has been prepared by Halofinity Capital Management to present the Real Estate Trust strategy to prospective investors. The information contained herein is based on verified historical performance and current portfolio composition. Prospective investors are encouraged to review all sections carefully and contact our team with any questions prior to investing.
Performance Information. All returns referenced in this document are historical, verified, and net of all management fees. The Real Estate Trust targets annual returns of 53–71%, equivalent to approximately 4.42–5.92% per month. These figures reflect the strategy's established track record since March 2022 and are presented as indicative of the portfolio's consistent income-generating capability.
Property Portfolio. The Real Estate Trust invests across four complementary property sectors — commercial, residential, industrial, and hospitality — all selected through rigorous due diligence and actively managed to maintain high occupancy and strong rental yields. The portfolio is rebalanced quarterly to maintain its income-optimised structure.
Liquidity & Lock Periods. Investment positions are subject to lock periods selected at the time of opening, as detailed in Section 08. Investors requiring early access to capital may submit an early exit request, with capital returned to their Halofinity wallet within 72 hours of approval. The platform maintains a dedicated liquidity reserve for this purpose.
KYC & Compliance. All investors complete a KYC verification process prior to opening any position. Halofinity operates in full compliance with applicable regulations, including anti-money laundering (AML) and know-your-customer (KYC) standards.
Tax. Investment returns may be subject to taxation depending on your jurisdiction. We recommend consulting a qualified tax adviser for guidance specific to your circumstances.
The Real Estate Trust is Halofinity's commitment to making institutional property income accessible to everyone — with verified returns, hourly accrual, and full transparency. From $5,000, your money works as hard as any real estate portfolio in the world.