x
H A L O F I N I T Y
New · 2025 Prospectuses Available — Five strategies, up to 112% annual return · Capital Preserver · Balanced Growth · Real Estate Trust · Private Wealth Index · Aggressive Equity View 2025 Prospectuses →
Sign In Get Started

KYC & Verification

How It Works

KYC & Identity Verification

Halofinity is a regulated investment platform. Know Your Customer (KYC) verification is a legal requirement under AML law — and it is what keeps your funds and the platform safe. Here is exactly what we ask for, why, and how long it takes.

< 24 hrs
Standard Review Time
2
Documents Required (Individual)
AML
Regulatory Framework
100%
Accounts Verified Before Payout

01 — Why We Ask

Why KYC Is Required on Every Account

KYC (Know Your Customer) is a mandatory regulatory process required under Anti-Money Laundering (AML) legislation in all jurisdictions where Halofinity operates. It is not optional — and it applies to every account, regardless of investment size.

The process exists to protect you as an investor, to prevent financial crime, and to ensure the platform remains fully compliant with the regulatory bodies overseeing it. When your identity is verified, your account is granted full access to all platform features — including yield accrual, payout processing, and withdrawals.

Unverified accounts can register and deposit but cannot open active investment positions or process withdrawals until KYC is cleared. The verification process is straightforward, entirely digital, and typically completes within 24 hours of document submission.

02 — The Process

Step-by-Step Verification Walkthrough

Five steps from account creation to fully verified status. All steps are completed inside your secure dashboard.

1
Create Your Account Under 3 minutes

Register with your name, email address, and a secure password. A one-time verification code is sent to your email immediately to confirm your address. Once entered, your account is created and you are taken to your dashboard.

2
Access the KYC Centre Dashboard → KYC

From your dashboard, navigate to the KYC & Verification section. You will see your current verification status and a guided document upload interface. The interface walks you through each document type in sequence.

3
Submit Identity Documents 2–4 documents

Upload a clear photo or scan of your government-issued photo ID (passport or national ID card) and a proof of address issued within the last 90 days (utility bill, bank statement, or government letter). Corporate applicants submit additional entity documents — see the full list in the next section.

4
Biometric Selfie Check 30 seconds

A liveness check is performed via our secure biometric partner. You are asked to centre your face within a frame and follow a short on-screen prompt (e.g. blink, turn slightly). This confirms that the person submitting the documents matches the ID photo. No data is stored beyond what is legally required.

5
Review & Approval Under 24 hours

Our compliance team reviews your submission. You receive an email notification once a decision is made. If approved, your account is immediately upgraded to full verified status and all platform features are unlocked. If additional information is needed, the notification will specify exactly what is required and how to re-submit.

03 — Required Documents

What You Will Need to Submit

Document requirements differ slightly between individual investors and corporate/entity accounts.

Individual Investors
Personal Account Documents
  • Passport or government-issued national ID card (must not be expired)
  • Proof of address — utility bill, bank statement, or government letter dated within 90 days
  • Tax Identification Number (TIN) — required for accounts above $25,000
  • Biometric selfie liveness check (completed in-app, not a document upload)
  • Source of funds declaration for initial deposits above $10,000
Corporate & Entity Accounts
Company Account Documents
  • Certificate of Incorporation or equivalent company registration document
  • Memorandum and Articles of Association
  • Board Resolution authorising the investments and the designated signatory
  • Proof of identity for all beneficial owners holding 25%+ equity
  • Proof of registered business address dated within 90 days
  • Company Tax Registration number or equivalent

04 — Verification Status

What Each Status Means for Your Account

Your account moves through three states from registration to full access. Here is exactly what is permitted at each stage.

● Pending
Documents Under Review
Your submission is in the compliance queue. Review typically completes within 24 hours. Deposits are accepted and held but position opening and withdrawals are paused.
✓ Register & log in
✓ Make a deposit
× Open investment position
× Yield accrual
× Withdraw funds
● Partial
Additional Information Requested
Your submission was reviewed but one or more documents require clarification or re-submission. You will receive a specific email detailing what is needed and how to provide it.
✓ Register & log in
✓ View dashboard
× Open investment position
× Yield accrual
× Withdraw funds
● Fully Verified
Full Platform Access
All documents have been reviewed and approved. Your account has unrestricted access to all platform features — investment positions, yield accrual, payouts, and withdrawals.
✓ Open investment positions
✓ Hourly yield accrual
✓ Monthly payouts
✓ Withdrawals
✓ All five strategies

05 — AML Thresholds

Enhanced Due Diligence Triggers

Certain deposit and investment sizes trigger additional AML obligations. These are regulatory requirements, not platform discretion.

Threshold 01
$10,000
Any single deposit at or above this amount requires a Source of Funds declaration confirming the origin of the capital being deposited. This is submitted once per source, not per transaction.
Threshold 02
$25,000
Account balances reaching this level require a Tax Identification Number on file. This is collected through your KYC profile and does not require re-verification if already submitted.
Threshold 03
$100,000+
Positions above this level are subject to Enhanced Due Diligence (EDD). A dedicated compliance officer is assigned to verify the wealth source at this tier. This does not affect yield accrual, which continues during the EDD review.

06 — Common Questions

KYC Questions We Hear Most

All documents submitted for KYC are encrypted in transit and at rest using AES-256 encryption. Documents are stored only for the legally required retention period and are never sold or shared with third parties outside of the regulatory review process. Your biometric data is processed by our secure partner and only the liveness result (pass/fail) is retained by Halofinity.
No — investment positions cannot be opened until KYC is fully approved. However, any deposit made during the review period is held safely and allocated immediately once verification clears. You do not lose any waiting time for funds already deposited.
Submit your government-issued ID as your identity document, and then provide a separate proof of current address — a utility bill, bank statement, or government letter dated within the last 90 days showing your current address. The two documents do not need to match each other; they serve different verification purposes.
Once approved, your KYC status is valid until your identity documents expire or regulatory requirements change. We will notify you well in advance if a re-verification is required. You will not be asked to re-submit without cause.
A rejection is rare and typically caused by document quality or incomplete submissions rather than eligibility. The notification will specify the exact reason. You may re-submit corrected documents immediately and the review clock restarts. If you believe a rejection was made in error, contact our investor relations team with your case reference number and we will escalate for manual review within 4 business hours.

Ready to Complete Your Verification?

Register in under 3 minutes and submit your documents from inside your dashboard.

Create Your Account  → Lock Periods Guide