New · 2025 Prospectuses Available — Five strategies, up to 112% annual return · Capital Preserver · Balanced Growth · Real Estate Trust · Private Wealth Index · Aggressive Equity View 2025 Prospectuses →

How It Works

From Registration to First Returns — in Under a Day

Opening a Halofinity investment account is a fully digital process. No branch visits, no paper forms. Here is the complete path from creating your account to watching your first yield accrue — step by step.

< 5 min

Account Registration

< 24 hrs

KYC Verification

$500

Minimum First Deposit

Hourly

Yield Accrual Once Active

01 — The Journey

Six Steps from Zero to Earning

Every step below is completed inside your browser. Nothing requires a phone call, a physical visit, or a third-party app.

Registration

Create Your Account

Click Get Started from any page on the platform. Enter your full legal name, email address, and a secure password. A one-time verification code is sent to your email immediately — enter it to activate your account. That is all that is needed at this stage.

Under 3 minutes Create your account now

Identity Verification

Complete KYC in Your Dashboard

After logging in, navigate to the KYC & Verification section of your dashboard. Upload your government-issued photo ID and a proof of address dated within the last 90 days. Complete the short biometric liveness check. Your submission enters the compliance review queue and is typically approved within 24 hours.

Under 5 minutes to submit · <24 hrs to approve Full KYC guide

Funding

Make Your First Deposit

Once verified, navigate to Deposit from your dashboard sidebar. Choose your preferred funding method — bank transfer, debit or credit card, or cryptocurrency. The minimum first deposit is $500. Card and crypto deposits typically clear within hours; bank transfers within 1–3 business days. There is no platform fee on deposits.

Card/Crypto: hours · Bank: 1–3 days Full deposits guide

Strategy Selection

Choose Your Investment Strategy

From your dashboard, go to Portfolio and select a strategy. Five options are available — from Capital Preserver at the conservative end to Aggressive Equity at the peak return tier. Each strategy page includes a full breakdown of its APY range, minimum investment, lock period options, fee structure, and risk profile. Choose based on your goals and horizon.

2 minutes to review and select Compare all strategies

Lock Period

Select Your Lock Structure

When opening a position, you choose your lock structure: Flexible (no commitment, base APY), Fixed Quarter (90 days or 6 months, mid APY), or Annual (12 months, peak APY). The structure you select locks in your confirmed APY for the full term and cannot be changed after the position opens. You may open multiple positions simultaneously with different structures.

Decision takes under 1 minute Lock periods explained

Active Position

Your Yield Starts Accruing

Your position opens at 00:00 UTC the business day after your deposit clears. From that moment, yield begins accruing every hour at your confirmed APY rate. Your dashboard shows the running balance in real time. On the 1st of each month, all accrued yield is consolidated into your withdrawable balance — ready to withdraw or reinvest.

Hourly accrual from Day 1 How returns are calculated

02 — Before You Begin

What to Have Ready Before You Register

Having these items to hand makes the process faster and avoids any pause between registration and your first active position.

A valid email address you check regularly

Used for account login, OTP verification, KYC notifications, and monthly payout confirmations. Must be yours — shared mailboxes are not permitted.

Government-issued photo ID (not expired)

Passport or national ID card. A clear phone photo is acceptable — no scanner needed. Ensure the full document, including corners, is visible and the details are legible.

Proof of current address (within last 90 days)

A utility bill, bank statement, or government letter showing your name and current residential address. Mobile phone bills are acceptable if they show a physical address. PO box addresses are not accepted.

Your funding method ready

Know which funding method you will use — bank transfer details, card number, or crypto wallet. For bank transfers, have the receiving account details from your dashboard ready to copy before initiating the transfer from your bank.

Your target strategy in mind

Review the five strategies before registering so you know which one to allocate to once your deposit clears. Each strategy page contains the prospectus download, full APY table, and eligibility criteria. This avoids your funds sitting idle after deposit.

03 — Strategies

Pick the Strategy That Matches Your Goals

All five strategies are open to new investors from day one. APY figures shown are for the Annual lock tier — the peak rate for each strategy.

04 — After You Open

What Happens in Your First 30 Days

Here is exactly what to expect across the first month of an active Halofinity position.

Day 0 — Position Opens

Your Position Is Activated

Your confirmed APY, lock structure, and allocated capital are recorded. The position clock starts at 00:00 UTC. A confirmation email with your position reference number is sent immediately.

Day 1 — First Accrual

Hourly Yield Begins

Your dashboard balance begins to increase every hour. Refresh your portfolio screen to see the running total. The accrual figure on your screen is your live gross yield, before any pro-rated fee deduction.

Day 30 — First Payout

Your First Monthly Payout

On the 1st of the following calendar month, all accrued yield is moved to your withdrawable balance. You can withdraw it to your bank, or elect to reinvest it — compounding your principal for the next cycle.

05 — Deeper Reading